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Pharmacist Insurance

Healthcare-related lawsuits are always a possibility for those in the medical field, and as a pharmacist you have as much risk as any other medical professional. Many pharmacists work in an office or for a large drug store chain, and these stores require appropriate coverage. If you are an independent pharmacist with your own small business, however, your pharmacy insurance needs to cover both yourself as a pharmacist and your business.

Pharmacist Insurance Features

If you are the business owner, you need general business insurance (like a business owners’ policy or BOP), commercial property insurance for an office space, worker's compensation insurance for employees, and liability coverage.

Liability coverage can cover an accident at your business, and it can cover you against malpractice lawsuits. The possible mistakes in the pharmacy industry exceed those in other businesses in risk and severity—the fact that pharmacists can have a direct effect on peoples’ health magnifies their liability. You need insurance protection if you or an employee makes a mistake.

An insurance policy will cover the cost of defending your case if you are sued. Most policies will give you deposition representation, and defendant expense coverage is also available. Depending on your state, some policies also cover your professional license. Each state has its own rules, so check with the states where you offer services to clients, and speak to one of our agents if you have questions. There are policies available that will cover you as an individual pharmacist, as well as policies for the business itself, and Fitts Agency, Inc. agents can help you make the right choices on the coverage you need.

Call our office today to find out what coverage you need for your pharmacy insurance. Our staff will be happy to help you find the best coverage for your situation, whether you are an individual within a larger organization or you own the business. Call us to make sure you have the best possible coverage to protect yourself against all the risks of operating your business.

Our Locations

Fitts Agency, Inc.

1806 6th Street
Tuscaloosa, AL 35401
Main office: 205-881-2556
Fax: 205-342-3467

Merchants & Farmers

301 Prairie Ave
Eutaw, AL 35462
Main office: 205-686-6279
Fax: 205-372-0852

Our Providers

Testimonials

The Fitts Agency, Inc. has been taking care of my personal and professional insurance needs for over 25 years. They have done an exceptional job to insure we are properly covered with all aspects of our complicated business insurance needs including property, automobile and equipment, bonding, life insurance, liability and specialty insurance. Their professional service follows through the claim process as well, demonstrated by the spring 2011 Tuscaloosa tornadoes and the damage we received from same. With their extensive help, excellent support staff and prompt response, we were able to get back in business with minimal wasted time. I highly recommend the Fitts Agency, Inc. for your insurance needs.

Thomas D. Jamison - President, J & P Construction Co., Inc.
We are writing this letter to document the performance of the Fitts Agency, Inc. Fitts Agency has been very instrumental in providing for all our business insurance needs. Since 2007, they have seen to our General Liability, Workman's compensation, Auto, Builder's Risk, Professional Liability and Umbrella policies. Their service is excellent; quick and accurate, and always with a friendly, helpful attitude.

Christopher L. Swain - VP Operations, Monumental Contracting Service, LLC
It's so refreshing to have an insurance agency that actually cares about their clients. I was with a "national brand" company for many years and never knew that I could have other great choices for my home and automobile insurance. These folks are great and I would recommend them to anyone wanting great rates and service.

Maggie Miller - Tuscaloosa, AL
Before the sun set on April 27 (after the devastating tornado), Forrest Fitts had a team on our roof surveying the damage. Two days later the debris was completely gone, the sheet rock was replaced - even the landscaping was repaired.

Mark and Liz Obradovich - Owners of Tuscaloosa Holiday Inn Express & Suites
When the April 27th tornado struck my business, the Fitts Agency made sure we were covered. Thank you Tim Donahue and your top-notch staff for doing just that. I could not think of a better team than the Fitts Agency, Watkins Construction Co., Inc. and FCCI Insurance to assist Spiller Furniture with disaster recovery.

Shane Spiller
We favor the Fitts Agency and any of their competitors would truly have an uphill battle to overcome prior to us ever making any notable changes. Specifically to the fact that although we will price multiple sources, we have learned that Tim and his team have been the most helpful and in the long run, equally competitive with anyone we have considered in the past 25+ years.

Mark Rettig - Vice President, AHR Metals, Inc.
Nobody could have taken care of me better than the Fitts Agency after the storm. I've been with the Fitts Agency for over twenty years - home, autos, and my business before I retired. I would never go anywhere else for my insurance.

Ernest Woodruff - Tuscaloosa, AL